Heart Rate Zone Calculator (2026): Your 5 Training Zones

Heart Rate Zone Calculator

Your heart rate

years
bpm
Measure it in bed after waking, for a full minute, on three mornings.
Maximum heart rate
Tanaka: 208 – 0.7 x age, the estimate that fits adults best on average.
–max bpm

Your easy endurance zone (zone 2)

–

Your five zones, in bpm

Estimates for healthy adults. Some medicines, such as beta blockers, lower heart rate: ask your doctor for your zones if you take them or have a heart condition.

Free tool · Updated November 1, 2026

Train in the right heart rate zone

Enter your age and resting heart rate, pick how to estimate your maximum, and get five training zones in beats per minute, with a matching treadmill session for each.

5zones in beats per minute
4ways to set your maximum
Karvonenuses your resting heart rate
Treadmillsession ideas for each zone
Heart rate zone calculator: woman checking her chest-strap heart rate on a smartwatch while jogging on a home treadmill
A chest strap reads heart rate zones more reliably than a wrist sensor.

Short answer

Heart rate zones split the range between your resting and maximum heart rate into five bands, from easy recovery to all-out effort. With the Karvonen method, each zone is your resting heart rate plus a share of your heart rate reserve: for a 40-year-old resting at 62 bpm, zone 2 is about 133 to 145 bpm.

Key takeaways

  • The Karvonen method uses your resting heart rate, so it fits fit and less fit people better than a plain percentage of maximum.
  • Your maximum heart rate is the weakest link: a measured value beats any age formula.
  • Most easy training belongs in zones 1 and 2; keep zones 4 and 5 for short, planned sessions.
  • On a treadmill, incline is an easy way to raise heart rate without running faster.

Training by heart rate keeps easy days easy and hard days hard. A zone is simply a range of beats per minute that matches an intensity, so you can pace a walk, a run or an interval session on the treadmill without guessing.

This calculator uses the Karvonen method, also called heart rate reserve. It needs two numbers: your resting heart rate, which you can measure at home, and your maximum heart rate, which you can measure or estimate from your age. The zones and the method are explained under the result.

How the Karvonen Method Works

Your heart rate reserve is the gap between your maximum and resting heart rate. Each zone takes a share of that reserve and adds it back to your resting rate: target = resting HR + (max HR – resting HR) x intensity. The method was described by the Finnish physician Martti Karvonen in the 1950s and is still used in exercise guidelines, including those of the American College of Sports Medicine.

A plain percentage of maximum ignores your resting rate, so it sets the same zones for a beginner and a trained runner of the same age. The table compares the two methods for one person: the Karvonen zones sit higher in the low zones, which better matches how easy running feels.

Zones for a 40-year-old with a resting heart rate of 62 bpm
ZoneIntensity%Karvonen (reserve)KarvonenPercent of max only% of max
Zone 1 · Recovery50-60%121-133 bpm90-108 bpm
Zone 2 · Endurance60-70%133-145 bpm108-126 bpm
Zone 3 · Tempo70-80%145-156 bpm126-144 bpm
Zone 4 · Threshold80-90%156-168 bpm144-162 bpm
Zone 5 · Max effort90-100%168-180 bpm162-180 bpm

Which Maximum Heart Rate Formula to Use

The old 220 – age rule is easy to remember but tends to underestimate the maximum of adults over 40. The Tanaka formula (208 – 0.7 x age), from a large review of studies published in 2001, and the Gellish formula (207 – 0.7 x age), from a long-term study of adults, fit better on average.

Every formula can be off by 10 beats or more for one person. If your zone 5 feels easy or your zone 2 feels hard, your real maximum is probably different: use the highest heart rate you have seen during a hard, well-warmed-up effort, or ask a professional for a supervised test.

How to Train Each Zone on a Treadmill

  • Zones 1 and 2: walk briskly or jog easily, and use incline to raise the effort without impact; the 12-3-30 workout is a classic zone 2 session.
  • Zone 3: steady runs of 20 to 40 minutes; set the speed from a pace with the treadmill pace converter.
  • Zones 4 and 5: intervals with full recoveries; see our treadmill HIIT workouts.
  • Heart rate lags: it takes one to two minutes to settle after a speed change, so judge short intervals by effort, not by the number.
  • Choosing a treadmill for zone training? Look for a chest-strap or Bluetooth heart rate connection; the treadmill finder matches models to how you train.

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More Free Fitness Tools

Checklist Before You Train by Heart Rate

4 checks

  1. 01

    Measure your resting heart rateIn bed after waking, for a full minute, on three mornings; use the average.

  2. 02

    Pick or measure your maximumA measured maximum beats any formula.

  3. 03

    Use a chest strap for intervalsWrist sensors can lag or misread during fast changes.

  4. 04

    Check your medicinesSome, such as beta blockers, change heart rate; ask your doctor for your zones.

Common Mistakes to Avoid

  • Mistake 1Trusting 220 – age blindly

    Instead: It can be off by 10 to 20 beats, often too low after 40.

  • Mistake 2Doing every run in zone 3

    Instead: Easy days too hard leave you tired for the hard days.

  • Mistake 3Chasing the number in short intervals

    Instead: Heart rate lags behind effort; use pace or feel for short repeats.

  • Mistake 4Measuring resting heart rate after coffee

    Instead: Caffeine, stress and poor sleep raise it.

The Bottom Line

  • Formula: target = resting HR + (max HR – resting HR) x intensity.
  • Max HR options: Tanaka, Gellish, 220 – age or your measured value.
  • Five zones from 50 to 100% of heart rate reserve.
  • Free to use, share, link and embed.

Frequently Asked Questions

Subtract your resting heart rate from your maximum, multiply by the zone intensity, and add your resting rate back: that is the Karvonen method the calculator uses.

Zone 2 is 60 to 70% of your heart rate reserve: an easy effort where you can still talk in sentences.

It is more personal than a plain percentage of maximum because it uses your resting heart rate, but it is only as good as the maximum you enter.

Tanaka (208 – 0.7 x age) and Gellish (207 – 0.7 x age) fit adults better on average than 220 – age; a measured maximum is best.

Lower zones use a higher share of fat, but total calories matter more for weight loss; see how to lose weight on a treadmill.

Yes. Pair a chest strap or watch, then adjust speed or incline to stay in the zone.